Essex Lofts


Essex Lofts is renovated apartment building that is centrally located in downtown Salem.


High ceilings
Large windows
Central air



This property is centrally located close to downtown Salem. Enjoy the many choices for shopping and restaurants within walking distance.


Offering the rental apartments on a first-come, first-serve basis. This is not a lottery. 

The maximum income limit for these apartments are in the 80% AMI category listed below.

Minimum income limits apply unless the household receives mobile housing assistance (VASH, Section 8, MRVP, etc)


Current Availability:

Property# BedsRentMinimum IncomeIncome Limit (AMI)
Marquee at Andover2$1,566$46,98080%
Lux at Stoughton1$1,459$43,77080%
1330 Boylston1$2,045$61,350100%
The Overlook at St. GabrielsStudio$1,960$47,040150%
The Overlook at St. Gabriels1$2,317$55,608150%
Kimball Towers1$1,702$50,00080%
ContinuumStudio$1,125$27,000 70%
Essex Lofts1$1,826$54,78080%
Essex Lofts2$2,015$60,45080%
BLDG 89Studio$1,203$36,09070%
BLDG 891$1,410$42,30070%
BLDG 892$1,597$47,91070%
312 Spring Street1$1,410$42,30070%
339 West Broadway1$1,410$42,30070%
55 West Fifth StreetStudio$1,203$36,09070%
55 West Fifth Street1 $1,410$42,30070%
55 West Fifth Street2 $1,597$69.66070%
55 West Fifth Street2$2,322$69,660100%
One Newcomb PlaceMicro 1$1,269$45,68470%
One Newcomb Place2$1,597$57,49270%
One Newcomb Place3$1,789$64,40470%
The Smith- BPDA Certified Artists1 1,318$39,54070%
Fenway Triangle 1$2,467$59,208120%
Fenway Triangle2$2,626$63,024120%
Viridian 1$1,622$67,70080%
Viridian1 (Metro)$2,045$84,600100%

HUD Income Limits 2021 Boston-Cambridge-Quincy

Household Size50% AMI80% AMI
1 Person$47,000$70,750
2 Person$53,700$80,850
3 Person$60,400$90,950
4 Person$67,100$101,050
5 Person$72,500$109,150
6 Person$77,850$117,250


Congratulations! This is an important first step in securing an affordable home for your household. The next step is to submit your completed rental application.

Maloney Real Estate
Tel: 617-670-2600 / US Relay: #711

Use & Occupancy Restrictions apply.

Free language assistance is available for those whose primary language is not English or have limited English proficiency. For more information or reasonable accommodations for persons with disabilities, please call Maloney Properties, Inc.:

781-992-5303 | US Relay: 711 | Email: :

Applications will be reviewed for eligibility once reached on the waiting list.  We will send emails to applicants upon receipt and processing of their applications. We will review applications to ensure they are completed correctly and that the proper documentation has been submitted.

All households who complete and submit an eligible application will be contacted once reached on the waiting list.


Property Questions:

Does parking come with the unit? 

Parking is not included or available.

Does storage come with the unit? 

Additional storage is not included or available.

Which utilities renters are responsible for:

Electricity (cooking & heating), Cable/internet are optional. Water is included in the rent.

Pet Policy:

Pets are allowed. Restrictions and fees may apply.

Income Questions:

How is my income calculated?

The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.

I didn’t file taxes last year. What do I need to provide?

Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.

I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?

Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.

I have children in school/college, how does this affect my application?

Income from children in school/college under the age of 18 is not considered towards the income of the household.

Are student loans considered income?

Student loans are not considered income and may not be used to income qualify.

I am separated from my spouse, does this affect my application?

Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.

I would like to appeal a decision regarding income eligibility. How do I appeal?

Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.