176-178 Washington
The project is located at 176-178 Washington Ave. in Chelsea. The building is a 3-story residential building containing 24 apartments. 4 units are allocated as income-restricted at the 80% AMI limit.
FEATURES
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NEIGHBORHOOD
While it may be the smallest city in Massachusetts, Chelsea is one of its most populated. This busy city is three miles northeast of Boston, wrapped by the Mystic River. This historic city was first settled in 1624, and much of its history is still evident in its Victorian architecture and narrow streets. Chelsea is filled with charm and personality, from its corner markets and tree-lined streets to its blend of historic brick buildings and sleek, modern complexes. The property is located near Route 1 and Route 16, is within a half mile of the Chelsea MBTA Commuter Rail stop.
FIRST COME, FIRST SERVED / PROCESS
Please note, this is not a lottery. Applications for 176-178 Washington are processed on a first come, first served basis, as apartments become available.
If there is no current availability, applications are added to the waiting list and are reviewed upon receipt to ensure completion and proper documentation only. Applications will then be reviewed for eligibility when they are reached on the waiting list.
Applicants will be emailed upon receipt of their application and upon each application review. Please check your email regularly.
JOIN OUR COMMUNITY / AVAILABILITY & ELIGIBILITY
176-178 Washington is a mixed-income community offering affordable apartment rentals. Eligibility and income restrictions apply. Find current availability and income limits in the table below.
Minimum income limits apply unless the household receives mobile housing assistance (including, but not limited to: VASH, Section 8 and MRVP).
Minimum income limits apply unless the household receives mobile housing assistance (including, but not limited to: VASH, Section 8 and MRVP).
- Program: 40B
- Number of Income-Restricted Apartments: 4
- Apartment Sizes: 1-Bedroom, 2-Bedroom
- Income-Restricted ADA-Accessible Apartments: 0
- Maximum Income Limit: 80% AMI (Area Median Income)
- Asset Limit: $75,000
Asset Limit does not include retirement but does include the assessed value of real estate owned by applicants.
Current Rental Availability
2025 HUD Income Limits
| Household Size | 50% | 60% | 80% | 120% |
|---|---|---|---|---|
| 1 Person | $57,900 | $69,480 | $92,650 | $135,156 |
| 2 Person | $66,200 | $79,440 | $105,850 | $154,464 |
| 3 Person | $74,450 | $89,340 | $119,100 | $173,772 |
| 4 Person | $82,700 | $99,240 | $132,300 | $193,080 |
| 5 Person | $89,350 | $107,220 | $142,900 | $208,526 |
| 6 Person | $95,950 | $115,140 | $153,500 | $223,973 |
NEXT STEPS
INCOME & ELIGIBILITY QUESTIONS / FAQ
How is my income calculated?
The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.
I didn’t file taxes last year. What do I need to provide?
Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.
I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?
Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.
I have children in school/college, how does this affect my application?
Income from children in school/college under the age of 18 is not considered towards the income of the household.
Are student loans considered income?
Student loans are not considered income and may not be used to income qualify.
I am separated from my spouse, does this affect my application?
Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.
I would like to appeal a decision regarding income eligibility. How do I appeal? Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.
PROPERTY & COMMUNITY QUESTIONS / FAQ
Property Questions:
What utilities are included in the rent? Tenants will be responsible for the following utilities: General electricity, Heat (Gas), Cooking (Gas), Water/sewer.
Is the stove electric or gas? Gas.
Is the washer/dryer included? In unit. Electric.
Is parking available? Garage parking spaces available for rent estimated to be at $150/month.
Is storage available? There is no additional storage on-site.
What is the pet policy? One cat is allowed at no additional cost. Dogs less than 25 lbs. are permitted for an additional fee of $50/month.
What is due at lease signing? First month’s rent (prorated), Key FOB deposit of $75 and remote for garage parking for $75.
If you have additional questions about this property, please contact us.
Email: 176Washington@MaloneyProperties.com
