Cable Mills

160 Water Street Williamstown, MA 02167

Cable Mills is a residential development located at 160 Water Street in Williamstown, MA located near Route 7 and Route 2. Built in 2016, Cable Mills consists of 61 condominiums including a mix of one-bedrooms, two-bedroom and three-bedroom units. 2 of the units will be designated as income-restricted, as defined by the U.S. Department of Housing & Community Development (HUD). and sold to households earning up to 80% AMI (Area Median Income).

Unit 108:

Unit 206:


Outdoor Living Room
Community Room
Fitness Room
Indoor Bike Storage
On-Site Storage (additional fees apply)


Williamstown rests in a high valley between the Green Mountains (in Vermont) and the Taconics (in New York) — a college town in an old farming community in the homeland of the Mohican people — a home for world-class art where you’ll find mountain laurel on the Appalachian trail. In summer, the Clark Art Institute expands from its collection of Impressionists into contemporary and global work and welcomes visitors to roam their hiking trails and meditate along their reflecting pools. Winter comes in with the downtown Holiday Walk, a weekend of traditional New England flair, from old- fashioned caroling to horse-drawn carriage rides and the beloved ReinDOG Parade. Don’t just visit Williamstown… Discover Williamstown!


  • Program: 40B
  • Number of Income-Restricted Condominiums: 2
  • Condo Sizes: 1-Bedroom, 2-Bedroom
  • Income-Restricted ADA Accessible Condos: N/A
  • Maximum Income Limits: 80% AMI (Area Median Income) – Based on HUD Limits
  • Asset Limit: $75,000

Asset Limit does not include retirement but does include the assessed value of real estate owned by applicants.


2023 HUD Income Limits

Berkshire County, MA - HMFA
Household Size80% AMI

Current Condo Listings

Property# BedsPriceIncome Limit (AMI)Units AvailableAccessible Units
Cable Mills1-Bedroom$155,00080%10
Cable Mills2-Bedroom$185,00080%10
765 East Third2-Bedroom$252,00080%21 unit built out for Households with Mobility Impairments
765 East Third3-Bedroom$368,50080% (Minimum) - 100% (Maximum)10


The next step is to request an application.

May 30, 2023 – June 30, 2023

June 30, 2023 


Information Session:

Attendance at the information sessions is not required. Both sessions will be recorded and posted to the website.

Monday, June 12, 2023

Meeting ID: 895 2363 7493

Passcode: 666705

One tap mobile
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+13126266799,,85338579709#,,,,*140474# US (Chicago)

Email: Phone: (617) 639-3064 Ext 759

Free language assistance is available for those whose primary language is not English or have limited English proficiency. For more information or reasonable accommodations for persons with disabilities, please contact us.


When is the lottery? The lottery date will not be scheduled until after the application deadline. The lottery is scheduled and the lottery date is typically held 4-5 weeks after the application deadline. All applicants will receive notification of the date, time, and location of the lottery, as well as their application number. The lottery will be open to the public.

Do I have to attend the lottery? No. All applicants will be notified of their lottery number after the lottery.

When will I be contacted? We will begin contacting only the top applicants following the lottery drawing.

What is my Application Number and Lottery Number? We will mail a letter to all Applicants entered in the Lottery Drawing providing their unique application Number. We will mail out a second notification letter after the lottery has taken place. The lottery number is assigned by the person who conducts the Lottery Drawing. Per the Fair Housing Commission guidelines, applications will be sorted by bedroom size and income level, then for preferences, followed by the lottery number. An Applicant’s “rank position” is determined by a combination of all the sorting factor.


Income Questions:

How is my income calculated?
The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.

I didn’t file taxes last year. What do I need to provide?
Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.

I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?
Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.

I have children in school/college, how does this affect my application?
Income from children in school/college under the age of 18 is not considered towards the income of the household.

Are student loans considered income?
Student loans are not considered income and may not be used to income qualify.

I am separated from my spouse, does this affect my application?
Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.

I would like to appeal a decision regarding income eligibility. How do I appeal? Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.

Property Questions:

What are the condo fees? 1-Bedroom: $171/month. 2-Bedroom: $204/month.

What utilities are included in the condo fee? All common maintenance, common area utilities, professional management, snow plowing, elevator,  insurance, & water/sewer. Owner is responsible for gas, electricity, & cable/internet.

Is the stove electric or gas? Gas.

Are the washer/dryer included? Yes, in unit.

Is parking available? Each condo comes with one deeded parking space.

Is storage available? Yes. There is additional storage in the building starting at $50/month.

What is the pet policy? Pets are allowed, with some breed restrictions.

If you have additional questions about this property, please contact us.

Tel: (617) 639-3064 Ext 759 – US Relay 711