FP3 Condominium (Artist Loft)
FP3 at 346–354 Congress Street is a distinctive Fort Point loft community set within a restored 1899 Boston Wharf warehouse. The award-winning adaptive reuse preserves the industrial character with exposed brick, soaring ceilings, arched windows, original columns while paired with modern finishes, hardwood floors, and open layouts. Amenities include 24-hour concierge, professional management, elevator service, secure bike storage, a common rooftop deck with gas grill, and a rotating lobby art gallery. Pet-friendly with restrictions. Steps from the Seaport's restaurants, galleries, and waterfront paths, with South Station, the Red & Silver lines, the Financial District, and I-93/I-90 all close by.
Income-Restricted Resale - 80% AMI - Must be a registered Artist with the City of Boston
1-Person: $92,650 max
2-Person: $105,850 max
Asset limit: $100,000
FEATURES
Roof Deck
Private Balcony
NEIGHBORHOOD
Fort Point anchors Boston's Seaport District — a waterfront neighborhood where 19th-century brick warehouses meet contemporary glass towers. Once the industrial heart of the Boston Wharf Company, the area has become one of the city's most dynamic destinations, with a vibrant arts scene, a strong dining culture, and a growing retail presence. Cultural draws include the Institute of Contemporary Art, the Boston Children's Museum, and the Boston Tea Party Ships & Museum along Fort Point Channel. Dining at the doorstep ranges from Barbara Lynch's Menton, Sportello, and Drink to Trillium Brewing, Row 34, and Flour Bakery — with Trader Joe's a few blocks away. Transit access is exceptional: South Station (Red Line, Silver Line, Amtrak, commuter rail) is a short walk, and I-93, I-90, and Logan Airport are minutes away. The Rose Kennedy Greenway, Seaport Common, and the Harborwalk add green space and waterfront views.
JOIN OUR COMMUNITY / PRICING AND ELIGIBILITY
Number of Bedrooms: 0
Purchase Price: $417,104
Condominium Fee: $257
Maximum Income Limit: 80% AMI
1 Household: $92,650
2 Household: $105,850
Maximum Asset Limit: $100,000
There will be no open houses. There will only be private showings. Please complete this form below if you would like to schedule a showing.
Boston Inclusionary Housing Income Limits for 2025
| Household Size | 70% AMI | 80% AMI | 90% AMI | 100% AMI | 110% AMI | 120% AMI | 150% AMI |
|---|---|---|---|---|---|---|---|
| 1 Person | $81,060 | $92,640 | $104,220 | $115,800 | $127,380 | $138,960 | $173,700 |
| 2 Person | $92,680 | $105,920 | $119,160 | $132,400 | $145,640 | $158,880 | $198,600 |
| 3 Person | $104,230 | $119,120 | $134,010 | $148,900 | $163,790 | $178,680 | $223,350 |
| 4 Person | $115,780 | $132,320 | $148,860 | $165,400 | $181,940 | $198,480 | $248,100 |
| 5 Person | $125,090 | $142,960 | $160,830 | $178,700 | $196,570 | $214,440 | $268,050 |
| 6 Person | $134,330 | $153,520 | $172,710 | $191,900 | $211,090 | $230,280 | $287,850 |
NEXT STEPS
FAQ / FREQUENTLY ASKED QUESTIONS
Income Questions:
How is my income calculated?
The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.
I didn’t file taxes last year. What do I need to provide?
Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.
I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?
Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.
I have children in school/college, how does this affect my application?
Income from children in school/college under the age of 18 is not considered towards the income of the household.
Are student loans considered income?
Student loans are not considered income and may not be used to income qualify.
I am separated from my spouse, does this affect my application?
Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.
I would like to appeal a decision regarding income eligibility. How do I appeal? Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.
Condominium Fee: $257
Square Feet: 1,045
Taxes: 2026 Gross Tax: $6394.81 ($2,412.92 after Residential Exemption)
What is the pet policy? Allowed with restrictions
Parking / storage: No parking space / No Storage
HOA fee includes: Water, Sewer, Master Insurance, Elevator, Exterior Maintenance, Road Maintenance, Landscaping, Snow Removal, Refuse Removal, Common Roof Deck, Management Fee
Washer & Dryer: Not included with sale/ Coin operated laundry in building/ Washer & dryer hookup in unit
What utilities are you responsible for? Electricity – Eversource
Sale exclusions: Washer & dryer/ 2 hanging lights
If you have questions about this property, please contact us.
