The Starboard
The Starboard at 45 First Ave is an income-restricted condominium opportunity in Charlestown, MA. This studio unit offers approximately 500 square feet of living space with central A/C and in-unit laundry. Built in 2015, the pet-friendly building sits just steps from the historic Charlestown Navy Yard and everything the neighborhood has to offer.
Income Limit
80% AMI Minimum - 100% AMI Maximum
1 Household: $96,000 - $120,000
2 Household: $109,760 - $137,200
Maximum Asset Limit: $100,000
FEATURES
Central A/C
In-Unit Laundry
Pet-Friendly Building
Elevator
NEIGHBORHOOD
Charlestown is one of Boston's oldest and most storied neighborhoods, set just across the Charles River from downtown and the North End. The Starboard sits steps from the historic Charlestown Navy Yard, home to the USS Constitution ("Old Ironsides") and a scenic stretch of the Boston Harborwalk with sweeping views of the harbor and city skyline. The neighborhood blends colonial history with a lively, walkable present: the Bunker Hill Monument and Freedom Trail anchor its historic core, while Main Street and City Square offer neighborhood restaurants, cafés, and pubs. Everyday conveniences and waterfront green space are close at hand, and commuting is easy with the MBTA bus network, the Orange Line at Community College, and the seasonal Charlestown Ferry to downtown, plus quick access to I-93 and Route 1 for drivers.
JOIN OUR COMMUNITY / PRICING AND ELIGIBILITY
Number of Bedrooms: 0
Purchase Price: $330,669
Condominium Fee: $205.72/mo.
Income Limit: 80% AMI Minimum – 100% AMI Maximum
1 Household: $96,000 – $120,000
2 Household: $109,760 – $137,200
Maximum Asset Limit: $100,000
There will be no open houses. There will only be private showings. Please complete this form below if you would like to schedule a showing.
Boston Inclusionary Housing Income Limits for 2026
| Household Size | 60% AMI | 70% AMI | 80% AMI | 90% AMI | 100% AMI | 110% AMI | 120% AMI | 150% AMI |
|---|---|---|---|---|---|---|---|---|
| 1 Person | $72,000 | $84,000 | $96,000 | $108,000 | $120,000 | $132,000 | $144,000 | $180,000 |
| 2 Person | $82,320 | $96,040 | $109,760 | $123,480 | $137,200 | $150,920 | $164,640 | $205,800 |
| 3 Person | $92,580 | $108,010 | $123,440 | $138,870 | $154,300 | $169,730 | $185,160 | $231,450 |
| 4 Person | $102,840 | $119,980 | $137,120 | $154,260 | $171,400 | $188,540 | $205,680 | $257,100 |
| 5 Person | $111,120 | $129,640 | $148,160 | $166,680 | $185,200 | $203,720 | $222,240 | $277,800 |
| 6 Person | $119,340 | $139,230 | $159,120 | $179,010 | $198,900 | $218,790 | $238,680 | $298,350 |
NEXT STEPS
FAQ / FREQUENTLY ASKED QUESTIONS
Income Questions:
How is my income calculated?
The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.
I didn’t file taxes last year. What do I need to provide?
Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.
I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?
Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.
I have children in school/college, how does this affect my application?
Income from children in school/college under the age of 18 is not considered towards the income of the household.
Are student loans considered income?
Student loans are not considered income and may not be used to income qualify.
I am separated from my spouse, does this affect my application?
Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.
I would like to appeal a decision regarding income eligibility. How do I appeal? Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.
Condominium Fee: $205.72/mo ($164.69 condo fee + $41.03/mo loan repayment). The loan repayment ends 11/1/28, with a remaining balance of $1,230.84.
Square Feet: 500
Taxes: FY 2026: $3,697.68 ($369.77 with Residential Exemption in place)
What is the pet policy? Pet-friendly building
Parking / Storage: No parking / No Storage included with sale
HOA fee includes: Water, Sewer, Master Insurance, Elevator Maintenance, Exterior Maintenance, Landscaping, Snow Removal, Trash Removal, Reserve Funds, Management Fee
Washer & Dryer: Included in-unit laundry.
Appliances included: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer.
If you have questions about this property, please contact us.
