Essex Street Lofts
Welcome to Essex Street Lofts, where luxury living meets modern convenience! Our brand-new apartment community located in Haverhill offers a variety of floor plans to fit your lifestyle - choose from studio, one, and two bedroom apartments. Essex Street Lofts is a renovation and restoration of the brick and metal 7-story industrial building. The project will welcome an urban renewal approach to the surrounding area outside of Haverhill’s downtown developments. 9 of the 42 units are designated as affordable units and will be rented to households earning at or less than the 80% Area Median Income based on the Lawrence, MA-NH MSA income limits.
FEATURES
Elevator
Bike Storage
On-Site Parking (additional fees apply)
On-Site Storage (additional fees apply)
Fitness Center
Co-Working & Collaboration Spaces (with conference room)
Private Lobby
Art Gallery (featuring pieces from local artists)
Common Roof Deck (with sky room)
Pet Wash
NEIGHBORHOOD
Essex Street Lofts is located in the heart of all that Haverhill has to offer. From the Commuter Rail station to some of the city’s best restaurants and bars, nothing is too far from your front door. Plus our location provides easy access to the North Shore’s greatest beaches and easy access to explore New Hampshire and Maine.
FIRST COME, FIRST SERVED / PROCESS
Please note, this is not a lottery. Applications for Essex Street Lofts are processed on a first come, first served basis, as apartments become available (see the Current Availability table in the next section below).
If there is no current availability, applications are added to the waiting list and are reviewed upon receipt to ensure completion and proper documentation only. Applications will then be reviewed for eligibility when they are reached on the waiting list.
Applicants will be emailed upon receipt of their application and upon each application review. Please check your email regularly.
JOIN OUR COMMUNITY / AVAILABILITY & ELIGIBILITY
Essex Street Lofts is a mixed-income community offering affordable apartment rentals. Eligibility and income restrictions apply. Find current availability and income limits in the table below.
Minimum income limits apply unless the household receives mobile housing assistance (including, but not limited to: VASH, Section 8 and MRVP).
Minimum income limits apply unless the household receives mobile housing assistance (including, but not limited to: VASH, Section 8 and MRVP).
- Program: 40B
- Number of Income-Restricted Apartments: 9 (Four 80% AMI Studio Units, Four 80% AMI 1-Bedroom Units, & One 80% AMI 2-Bedroom Unit)
- Apartment Sizes: Studio, 1-Bedroom & 2-Bedroom
- Income-Restricted, ADA-Accessible Apartment: One, 1-Bedroom Unit built out for Households with Mobility Impairments
- Maximum Income Limit: 80% AMI (Area Median Income) — Based on HUD Limits
- Asset Limit: No Asset Limit for 40B
Income and rent limits are determined by HUD on an annual basis. To find out more about the current year’s limits, please visit this link.
2025 HUD Income Limits
| Household Size | 50% AMI | 80% AMI |
|---|---|---|
| 1 | $49,500 | $72,950 |
| 2 | $56,550 | $83,400 |
| 3 | $63,600 | $93,800 |
| 4 | $70,650 | $104,200 |
| 5 | $76,350 | $112,550 |
| 6 | $82,000 | $120,900 |
| 7 | $87,650 | $129,250 |
| 8 | $93,300 | $137,550 |
Current Rental Availability
| Property | # Beds | Rent | Minimum Income | Income Limit (AMI) | Units Available | Accessible Units |
|---|---|---|---|---|---|---|
| Bremen 282 | Studio (Certified-Artist Only Unit w/ $200/month Artist Fee) | $1,175 | $35,250 | 60% | 1 (Certified-Artist Only Unit w/ $200/month Artist Fee) | 0 |
| 93 Centre Street | 1-Bedroom | $1,823 | $54,690 | 80% | 1 | 0 |
| The600 | 2-Bedroom | $2,369 | $71,070 | 80% | 1 | 0 |
| The Tremont | 2-Bedroom | $2,746 | $82,380 | 80% | 1 | 0 |
| The Tremont | 1-Bedroom (ADA-M Unit) | $2,467 | $74,010 | 80% | 1 (ADA-M Unit) | 1 Unit built out for Households with Hearing Impairments |
| The Cove | 2-Bedroom | $2,587 | $77,610 | 80% | 1 | 0 |
| Beacham Street Apartments | 1-Bedroom | $1,900 | $57,000 | 80% | 4 | 0 |
| Essex Landing | 1-Bedroom | $2,100 | $63,000 | 80% | 1 | 0 |
| Jefferson Station | 1-Bedroom | $2,324 | $69,720 | 80% | 1 | 0 |
| Jefferson Station | 2-Bedroom | $2,739 | $82,170 | 80% | 1 | 0 |
| 536 Broadway | 1-Bedroom | $2,100 | $63,000 | 80% | 1 | 0 |
| 536 Broadway | 2-Bedroom | $2,567 | $77,710 | 80% | 1 | 0 |
| Prynne Hills | 1-Bedroom | $2,227 | $66,810 | 80% | 1 | 0 |
| The Overlook at St. Gabriel's | 2-Bedroom | $3,704 | $111,120 | 150% | 1 | 0 |
| The Overlook at St. Gabriel's | 1-Bedroom | $3,079 | $92,370 | 150% | 1 | 0 |
| The Overlook at St. Gabriel's | Studio | $2,833 | $84,990 | 150% | 1 | 0 |
| The Overlook at St. Gabriel's | Studio | $2,683 | $80,490 | 150% | 1 | 0 |
| The Overlook at St. Gabriel's | Micro Studio | $2,533 | $75,990 | 150% | 1 | 0 |
| Mason | 1-Bedroom | $2,288 | $68,640 | 80% | 2 | 1 |
| The Huntington | 2-Bedroom | $2,746 | $82,380 | 80% | 1 | 0 |
| Halstead Burlington | Studio | $2,050 | $55,350 | 80% | 2 | 0 |
| Halstead Burlington | 1 - Bedroom | $2,200 | $59,400 | 80% | 1 | 0 |
| Halstead Burlington | 2 - Bedroom | $2,550 | $68,850 | 80% | 1 | 0 |
| Ellington Metro West | 1-Bedroom | $1,803 | $54,090 | 80% | 1 | 0 |
| Gateway at Millis | 2-Bedroom | $2,472 | $74,160 | 80% | 1 | 0 |
| Essex Street Lofts | Studio | $1,492 | $44,760 | 80% | 3 | 0 |
| Essex Street Lofts | 1-Bedroom | $1,685 | $50,550 | 80% | 4 | 1 Unit built out for Households with Mobility Impairments |
| Lux | 1-Bedroom | $1,981 | $59,430 | 80% | 1 | 0 |
| Lux | 2-Bedroom | $2,361 | $70,830 | 80% | 2 | 0 |
| 7Ink | Single Room Occupancy (SRO) | $1,214 | $36,420 | 70% | 1 | 0 |
| 525 Linc | Single Room Occupancy (SRO) | $1,138 | $34,140 | 70% | 3 | 0 |
| Oxbow Wayland | 1-Bedroom (Age-Restricted 55+) | $2,150 | $64,500 | 80% | 1 (Age-Restricted 55+) | 0 |
| The Aven at Newton Highlands | 1-Bedroom | $2,245 | $67,350 | 80% | 1 | 0 |
| Helix | Studio | $2,050 | $54,120 | 80% | 1 | 0 |
| Essex Landing | 1-Bedroom | $2,100 | $63,000 | 80% | 2 | 0 |
| Tidewater | 1-Bedroom | $2,377 | $71,310 | 80% | 1 | 0 |
| 16 Laurel | 2-Bedroom (ADA-M Unit) | $2,746 | $82,380 | 80% | 1 (ADA-M Unit) | 1 Unit built out for Households with Mobility Impairments |
| 1180 Great Plain | 1-Bedroom | $2,321 | $69,630 | 80% | 1 | 0 |
| Prospect Union Square | 1-Bedroom | starting at $2,211 | $91,201 | 110% | 1 | 0 |
| Village Green | 2-Bedroom | $2,591 | $77,730 | 80% | 1 | 0 |
| Heritage at Bedford Sprints | 1-Bedroom | $1,410 | $42,300 | 80% | 1 | 0 |
| The Charley | 1-Bedroom (ADA-M Unit) | $2,107 | $63,210 | 90% | 1 (ADA-M Unit) | 1 Unit built out for Households with Mobility Impairments |
NEXT STEPS
INCOME & ELIGIBILITY QUESTIONS / FAQ
How is my income calculated?
The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income.
I didn’t file taxes last year. What do I need to provide?
Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.
I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?
Income is calculated at the time the applicant submits an application to the lottery agent, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.
I have children in school/college, how does this affect my application?
Income from children in school/college under the age of 18 is not considered towards the income of the household.
Are student loans considered income?
Student loans are not considered income and may not be used to income qualify.
I am separated from my spouse, does this affect my application?
Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.
I would like to appeal a decision regarding income eligibility. How do I appeal? Applicants who are rejected will receive a rejection letter in writing and will be given 7 days for the opportunity to appeal the decision.
PROPERTY & COMMUNITY QUESTIONS / FAQ
Property Questions:
What are the move-in fees? First month’s rent & security deposit equal to one month’s rent.
What utilities are included in the rent? Water/Sewer. Tenants are responsible for all other utilities including gas (heating & hot water), electricity (cooling, laundry, & cooking), & cable/internet (optional).
Is the stove electric or gas? Electric.
Is the washer/dryer included? Yes. In-unit (Electric).
Is parking available? Parking is available to rent for an additional $110/month per parking space.
Is storage available? On-site storage is available to rent for an additional $50/month.
What is the pet policy? Pets are allowed for an additional $50/month per pet. Breed restrictions may apply. Exceptions will be made for service animals or other animals needed to reasonably accommodate an individual with a disability.
If you have additional questions about this property, please contact us.
Email: EssexStreetLofts@MaloneyProperties.com